Medicare made easy.
Medicare is a US government health insurance program that covers a broad range of medical procedures, treatments, and equipment. But it doesn’t cover everything. It requires deductibles, co-insurance, and additional prescription coverage. These expenses can be significant, but there are ways to reduce the cost.
LMIA makes a real difference. We’ll help you make sense of everything. Our Medicare experts know these plans from top to bottom and will make recommendations based on your individual circumstances.
You’re eligible for Medicare enrollment three months prior to your 65th birthday month. Plans include Medicare Supplement (often called “Medigap”) and Medicare Advantage plans. These are supplemental insurance coverage plans you purchase to cover shortfalls in traditional Medicare insurance.
Choosing a Plan
It gets complicated…There are many plans from which to choose. Each plan has its own advantages and disadvantages. The difficult part lies in determining which plan best fits your life, health, and financial status. The good news is you are not alone in navigating these decisions.
A few things to consider:
- Can I keep my current doctor?
- What about prescriptions?
- Does it matter if I have a pre-existing condition?
- How do I find someone I can trust?
Retirement is a rewarding time of life, but it can also be complex. Count on LMIA to help protect you during your retirement years.